This is your first and most important step on purchasing a home. Knowing that you're pre-approved for a loan, will give the sellers more confidence in the buyer and will be willing to negotiate on the price. Once you're pre-approved you will know exactly what your monthly payment will be, and also how much you can qualify for.
Some special programs that are running right now is FHA first time home buyer program with low down payments
- Down payment: As low as 1%
- Credit Score: Minimum 550
- Income: Verifiable Income (paystubs, w-2's)
- Interest rates as low as 3.99%
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